The Encore Property on Raveum: Location, Lease, and Long-Term Income Stability
Indian investors have traditionally evaluated real estate through four lenses: location, rental income, resale value, and builder credibility. The Encore U.S. multifamily property listed on Raveum aligns with all four, while adding something Indian real estate often cannot offer: stable, dollar-denominated income through a legally compliant structure.
Encore is a stabilized, pre-leased multifamily apartment community located in South Carolina, a growing U.S. residential corridor. The property is currently 92% occupied, professionally operated by an institutional sponsor, and available to Indian investors through RBI and FEMA compliant fractional ownership on the Raveum platform.
This is not a development project or a speculative bet. It is an operating asset designed to generate income from the first distribution cycle.
Why U.S. Multifamily Real Estate Appeals to Indian Investors
A Different Income Model Than Indian Property
Most Indian real estate returns are back-loaded, relying heavily on appreciation at exit. Rental income is often uncertain, delayed, or operationally intensive.
U.S. multifamily real estate follows a different model:
- Income is monthly and contractual
- Occupancy is spread across dozens or hundreds of tenants
- Property management is institutional and regulated
- Cash flow matters as much as long-term value
For Indian investors seeking predictable income rather than episodic gains, this structure offers a clearer path.
About the Encore Property
Location Overview: Murrells Inlet, South Carolina
Encore is located in Murrells Inlet, a submarket of the Myrtle Beach metropolitan area. This region has seen consistent population growth driven by:
- Healthcare and education employment
- Lifestyle migration and retirement inflows
- Limited new housing supply in well-connected suburbs
- Within a short radius of the property are hospitals, schools, retail corridors, and employment hubs, all factors that support long-term rental demand rather than short-term tenancy.
- Asset Type: Stabilized Multifamily Housing
Multifamily housing is widely regarded as one of the most resilient real estate asset classes in the U.S. Demand for housing tends to remain stable across economic cycles, even when other sectors slow.
Encore is:
- Fully operational
- 92% occupied at listing
- Not dependent on future construction or lease-up
- Designed for ongoing rental income rather than speculative appreciation
The Importance of the Operator
Why Operator Quality Matters More Than the Property Alone
In Indian real estate, builder risk is a well-known concern. Delays, title issues, and governance gaps have historically impacted investor outcomes.
Encore is managed by Colony Hills Capital, a U.S.-based institutional real estate firm with:
- Over 16 years of operating history
- More than $1.6 billion in assets under management
- A focus on stabilized, income-producing multifamily properties
The operator is responsible for:
- Tenant management and leasing
- Maintenance and capital planning
- Rent collection and reporting
- Regulatory and audit compliance
For investors, this reduces reliance on individual decision making and replaces it with process-driven asset management.
How Indian Investors Participate Through Raveum
Legal Structure and Ownership
When investing in Encore through Raveum:
- Investors acquire equity ownership in a U.S. LLC that holds the property
- Ownership is recorded through formal operating agreements
- Returns are linked directly to rental income and asset performance
This is not a loan, bond, or derivative product. It is direct co-ownership of real estate.
RBI and FEMA Compliance
All investments are structured to comply with:
- RBI’s Liberalised Remittance Scheme (LRS)
- FEMA regulations for overseas investments
- U.S. SEC-aligned offering structures
- Funds are routed through authorized banking channels, and documentation is provided for Indian tax and reporting requirements.
Dollar Income and Currency Diversification
Why Dollar Income Matters for Indian Portfolios
Over long periods, the Indian rupee has depreciated against the U.S. dollar. While domestic assets may grow in nominal terms, their global purchasing power can erode.
Encore distributes income in U.S. dollars, offering:
- A natural hedge against INR depreciation
- Alignment with global expenses such as education, travel, or retirement abroad
- Portfolio diversification beyond India-centric assets
This is not a currency trade. It is income generation from a real asset in a global reserve currency.
Exit Strategy and Investment Horizon
Planned Hold Period: Encore is structured with a target hold period of approximately five years. During this period, investors receive periodic rental distributions.
Exit Mechanics: At the end of the hold period:
- The property may be sold based on prevailing market conditions
- Valuation is typically linked to Net Operating Income (NOI) and market cap rates
- Proceeds are distributed to investors according to their ownership share
While projections are provided, outcomes depend on market conditions at exit. The structure prioritizes income during the hold period, with appreciation as a secondary component.
Why Encore Is Listed on Raveum
Raveum operates as a curated platform, not a high-volume marketplace. Properties are selected based on:
- Asset stability and income visibility
- Operator track record
- Regulatory clarity for Indian investors
- Suitability for fractional ownership
Encore meets these criteria as a stabilized, income-producing U.S. asset with institutional management and clear legal structuring.
Frequently Asked Questions
1. Is this investment legal for Indian residents?
Yes. Investments are routed under RBI’s LRS framework and structured to comply with FEMA and U.S. securities regulations.
2. Do investors need a U.S. visa or bank account?
No. Indian residents can invest without a U.S. visa or personal U.S. bank account.
3. When does rental income start?
Distributions typically begin from the first full cycle after investment, subject to operational timelines.
4. What happens if occupancy falls?
Multifamily properties spread risk across multiple tenants. Professional management focuses on maintaining occupancy, but income may vary with market conditions.
5. Can investors exit early?
This is a medium-term investment. Liquidity may be available through platform-facilitated transfers, but exits are not guaranteed before the planned hold period.
6. How are taxes handled?
Investors receive tax-ready documentation for both U.S. income reporting and Indian ITR filing. Indian tax treatment depends on individual circumstances.
7. Who should consider this investment?
Encore is suited for investors seeking steady dollar income, portfolio diversification, and professionally managed real estate exposure, not short-term speculation.
Final Perspective
Encore is designed as a structured, income-oriented allocation for Indian investors who want exposure to U.S. real estate without operational or regulatory complexity.
Through Raveum, the focus is not just access, but clarity, compliance, and consistency.